Group Insurance & Benevolent Funds

Group Insurance and Benevolent Fund 

Group Insurance and Benevolent Fund (Section 61 to 62)

Group Insurance. (Section 61)

The Bar Council has introduced the lawyers Group Benefit Scheme, the salient features of which are as under:-


Rs. 2000/- p.a. for the regular contributories by 30th April, each year, and with late fee of Rs.250/-, by 31st May, and with late fee of Rs. 500/- by 30the June, failing which the Advocate concerned becomes defaulter. He, however, can rejoin the Scheme by making deposit of Rs. 2000/- in January of the following year.


The nominee/Legal heirs of an advocate are entitled, if the contributory-advocate expires:-

Natural Death Accidental Death
(i) Under the age of 60 years: Rs. 500,000/- Rs. 100,0000/-
(ii) Above 60 but under 62 years: Rs. 3,75,000/- Rs. 750,000/-
(iii) Above 62 but under 65 years: Rs.2,50,000/- Rs. 500,000/-
(iii) Above 65 Years: Rs. 1,75,000/- Rs. 3,50,000/-

In case of imputation in the eventuality of accident:

(i) On complete loss of two parts of the body or eye-sight of both the eyes Equivalent to the amount payable in case of death with reference to age-group
(ii) On loss of one part or an eye-sight of an eye, or complete loss of hearing by both ears Equivalent to the half of the amount payable in case of death with reference to age-group
(iii) On complete loss of an arm below elbow or complete loss of one leg below knee Equivalent to the half of the amount payable in case of death with reference to age-group

Benevolent Fund (Section 62) 

The Bar Council has provided the Benevolent Fund Scheme for the advocates, according to the following terms & conditions: (Reference Punjab Advocates Benevolent Fund Rules 1974).

Deposit of Contribution:(Rule 2.2) 

Contribution in lump sum is received once from the applicants in accordance with the following schedule at the time of their seeking admission/enrolment as advocates:-

(i) Under the age of 30 years. Rs. 5,000/-
(ii) Above 30 and upto the age of 40 years Rs. 8,000/-
(iii) Above 40 and upto the age of 50 years Rs. 15,000/-
(iv) Above 50 and upto the age of 60 years. Rs. 30,000/-
(v) Above 60 and upto the age of 65 years Rs. 70,000/-

Benefits:(Rules 4.1 & 4.2) 

In lieu of the above deposits:-

(i) An advocate, if dies under the age of 70 years, his nominees/legal heirs are entitled to the Payment of Rs.3,00,000/-, as death claim.
(ii) An advocate, if attains the age of superannuation, viz: 70 years, he is paid Rs. 1,20,000/-
(iii) An advocate, if declared by the Medical Authority as permanently incapacitated, is paid Rs. 3,00,000/-
(iv) An ailing deserving advocate is paid upto the extent of Rs.30,000/- as financial relief for his treatment. (This amount is in addition to the amounts payable in any case enumerated vide (i) to (ii) above.